Select Mobile™ is a consumer-based remote deposit capture (RDC) solution. With Select Mobile, financial institutions are able to offer all the advantages of RDC to retail customers using iPhones, Blackberrys, Androids, and various tablets. These users are now able to do their banking remotely by simply taking a picture of their check and sending the information to their financial institution.
Select Mobile allows account holders to initiate mobile-banking sessions, key in their deposit amounts and snap photos of both the front and back of checks with their Smartphone cameras or tablets. Select Mobile captures the check images and converts them into industry-standard Check 21 images for transmission to the bank or credit union. Before transmitting the check images, Select Mobile utilizes Mitek Systems’ IMagePROVE™ technology to format the images, automatically correct any image distortions or skewing and confirm that the images meet Check 21 and mobile image-quality standards.
After the checks are submitted successfully, account holders receive notification back from their financial institution alerting them that the transaction was successfully completed. All transactions are transmitted with multiple layers of security and, if necessary, can be traced back to registered smartphones, marked with time and location, in order to combat fraud.
Interested in loading funds to a prepaid card? Check out Select Mobile Prepaid.